Save Money

8 Free Money-Saving Apps Worth Downloading

8 free money saving apps

These are rebate apps I love and use to save money. You can maximize your savings even more by using these apps if you use coupons.

1. IBOTTA 

Compatible with:  ios, android
What is it:  This app let’s you earn cash back on things you buy by submitting your receipt and/or linking your store loyalty card.
How it works:

  • Add rebate offers by completing tasks such as completing a survey, watch videos or taking a poll before you shop
  • After purchasing those items, redeem your rebate on the app by taking a photo of your receipt and the item barcode.
  • Ibotta reviews your receipt and deposits your cash to your account within 48 hours.
  • Withdraw your earning via Paypal or Venmo when you reach $20
  • Or you can opt for a gift card instead.
Get $10 as a welcome bonus if you sign up now and redeem your first offer.

2. SAVINGS STAR

Compatible with: ios, android, desktop
What is it:  This service is similar to Ibotta and Checkout51.
How it works:

  • Add your Automatic-Saving Stores (ex. CVS, Rite Aid, Safeway etc) loyalty card numbers in your account.
  • Add your Receipt-Scan Stores (ex. Target, Walmart) to your account
  • Activate the offer you want.
  • Buy in one trip (or many as per offer) at any store.
  • For Automatic-Saving stores, be sure to use your registered/loyalty card at checkout.
  • For Receipt-Scan stores, submit your receipt online or via the app.
  • You will receive an email alert after you’ve made your purchase and another email when you’ve earned your reward.
  • Cash out once you have $5.

3. CHECKOUT51

checkout51

Compatible with: ios, android, desktop
What is it:  Same as Ibotta, the only difference is that Checkout51 offers are only valid for 1 week and new ones are posted every Thursday. Also, there is no need to do anything to unlock the offers – I like that.
How it works:

  • Pick the offers that you’ll be purchasing that week.
  • Purchase them at any store (some rebates requires you to purchase at specific stores)
  • Upload your receipt by midnight on Wednesday to earn the cash back.
  • Cash out when you reach $20.
  • New offers are added every Thursday morning.

4. TARGET CARTWHEEL

cartwheel

Compatible with:  ios, android, desktop
What is it:  Additional savings at Target that can be used with mobile coupons and internet printable coupons. It also has current Target threshold coupons (ex. $10 off $50 ) and manufacturer coupons.
How it works:

  • Browse through offers and add the ones you like. View your list by tapping on ‘My List.’
  • Tap on ‘Checkout’ to view your Cartwheel barcode when you’re at the register.
  • ‘Checkout’ also has current Target coupon offers. Just tap on ‘Coupons’
  • Have the cashier scan the bar code to receive the discount.
  • Cartwheel is scanned after all Target coupons have been applied and before manufacturer coupons.

Tips:

  • You can also print your Cartwheel barcode from the website. This comes in handy if your phone runs out of battery.
  • Keep in mind that you’re allowed to combine (1) manufacturer coupon (digital or paper), (1) Target coupon (digital or paper) and Cartwheel offer (10%, 5% off discounts).

5. Walmart Savings Catcher

savings catcher

Compatible with:  ios, android, desktop
What is it: It’s like a virtual price-matcher but you get the difference after your purchase.
How it works:

  • After your recent trip to Walmart, scan your receipt using the Walmart App (must be within 7 days)
  • If Savings Catcher finds a lower price, the difference will be added to your account in the form of Rewards Dollars.
  • You can redeem Rewards Dollars to a Walmart Rewards e-gift Card to use at Walmart or Walmart.com. E-gift cards are sent to your email.
  • Or you can redeem Rewards Dollars to a Bluebird by American Express and become Walmart Buck$ which can be used at Walmart or Walmart.com.

Tip: You can add your Walmart gift cards and Bluebird account via Walmart Pay in the app.

6. SHOPKICK

Compatible with:  ios, android
What is it:  An app that rewards you just by walking into stores and/or scanning product bar codes. You also earn rewards on your purchases when you link your card with your Shopkick account. Kicks are rewards you earn and can be redeemed for gift cards.
How it works:

  • Be sure your GPS is on and then launch the Shopkick app on your mobile device.
  • Earn rewards (kicks) when you walk into a store, scan barcodes of featured products, purchase with linked card, purchase an item and submit receipt (like iBotta).
  • Or earn rewards by visiting mobile sites and apps, viewing select products, make mobile purchases and watch videos.
  • Redeem kicks for gift cards (500 kicks can be redeemed for a $2 Target gift card)

7. BerryCart

berry cart

Compatible with:  ios, android
What is it: Get cash back on fruits, veggies and foods that are organic, gluten-free and non-gmo.
How it works:

  • Browse the BerryCart offers. Rate the product + learn a small fact about the product to maximize rebate value.
  • Redeem offers by scanning your receipt.
  • Receive your cashback within 24 hours of submitting your receipt.
  • Cashout when you have $5 via Paypal or pick a gift card as low as $5

8. Raise App

Buy Discount Gift Cards

Compatible with:  ios, android, desktop
What is it: This app allows you to buy discounted gift cards and sell unwanted gift cards.
How it works:

  • Buy discounted gift cards – before you shop be sure to check out available discounted gift cards which you can use in-store and online.
  • Sell unwanted gift cards to thousands of shoppers. Just list your gift card at a price you choose. Gift cards and merchandise credits are accepted.

Tip: Sometimes, Raise has promo codes you can use to get a deeper discount on gift cards from stores like Sephora, Macy’s, Walmart, Starbucks, etc.

Here’s a free $5 credit if you sign up for a new Raise account.

I’m sure there are lots of other apps out there but these are the ones I use most often. Keep in mind that many offers from all of these apps can be used simultaneously. For example, if Ibotta and Checkout51 are both offering $0.50 cash back on a gallon of milk, you can upload your receipt to both apps and earn $1.00 total. Awesome, right? You can also use coupons and still get cash back on the things you purchase unless otherwise noted on the offer.

Want to learn how to use coupons? Check out My Ultimate Couponing Guide + Resources page.

7 Reasons to Sign Up for a Target REDcard

7 reasons to sign up for Target RedCard

I was checking out the Target.com clearance section several years ago and I came across a pair of sandals on clearance for $5, regularly $19.99! I immediately chose my shoe size, added to my cart and clicked on the checkout button. It turned out that there was a $50 minimum purchase to get free shipping or completely free with no minimum if I use a Target REDcard.

“Well, F that!” I thought to myself. I really only wanted the pair of sandals and I didn’t have a Target card.

Fast forward a couple of months later, I signed up for the Target REDcard (the credit card version). For added bonus, there are several perks that come with having the REDcard.

7 Reasons to Use Target REDcard

  1. 5% off every day in-store and online (this is especially awesome combined with coupons, cartwheel discounts, weekly sales and gift card deals)
  2.  Free shipping at Target.com (no minimum purchase)
  3. Get 30 extra days for returns
  4. Up to 1% of purchases go to school of your choice (learn more and set it up here)
  5. Up to $40 cashback at checkout with Target Debit Card
  6. Exclusive REDcard member discounts and coupons – access exclusive coupons online via Manage My REDcard or coupons are sent with monthly statement
  7. No annual fee

target three offers
Click here to sign-up online. Choose between a Target DEBIT card (linked to your bank account) or a Target CREDIT card. The application process for debit and credit has immediate approval. However, some debit applications may require a few days to confirm a bank account.

You can also apply at any Target store during checkout or at customer service. Just bring a blank bank check if you want to apply for the debit card. I recommend applying at the customer service area so you won’t hold up the line at checkout. #justsaying

Call me paranoid but I don’t like the idea of linking my bank account with Target debit card! Choose the credit card version. Just remember to pay off your balance at the end of each month, though. Otherwise, that extra 5% discount is worthless.

I found the sandals at my Target several days later on clearance! ^.^ Happy endings are the best!

 

7 Rewards Programs Worth Your Loyalty

 If you are going to be brand loyal then you might as well earn rewards, too. Here are some popular brands that you might want to check out:

1. KELLOGG’S FAMILY REWARDS

  • Collect:  codes from Kellogg’s boxes marked with Kellogg’s Family Rewards logo.
  • Enter: those codes using the Kellogg’s website or mobile site
  • Redeem for: high-value internet printable coupons, sweepstakes, donation to a charity and other special offers

Notes: You can redeem 1000 points for a $1.50/1 off any Kellogg’s cereal internet printable coupon.  Also, wait to enter your codes when they have the double points offer. You’ll receive double points on any code or code from specific products you enter within a certain time frame. Here are some codes to get you started:

LOVEANDCHOCOLATE: 100 points
SPECIALK5BONUS4U: 50 points
EARNGREATREWARDS: 20 points
GETKELLOGGPOINTS: 20 points
GIFTOFMUSICBONUS: 20 points
GRAINSDAIRYFRUIT: 50 points
KELLOGGSFREEBOOK: 50 points
HOWITWORKS20PNTS: 20 points
HEALTHYRETURNS20: 20 points
GREATSTARTSBONUS: 20 points

2. PAMPERS GIFTS TO GROW

  • Collect: codes found inside each package of diapers, training pants and wipes. You’ll find a small label with the rewards code. Wipes have the codes printed directly on the packaging.  Individually sold wipes package do not have codes.
  • Enter: codes via Pampers site,  mobile app or text messaging (you have to sign up for this on your account)
  • Redeem for: coupons, special offers, Shutterfly prints, sweepstakes, toys, books, digital downloads, magazines

3. ENJOY THE RIDE REWARDS

  • Collect: codes found inside each package of diapers, training pants and wipes. You’ll find a yellow label with the rewards code.
  • Enter: codes via Huggies, mobile app or text messaging (you have to sign up for this on your account)
  • Redeem for: free diaper coupons, Shutterfly prints, special offers, sweepstakes, toys, books, gift cards (Amazon or Starbucks!), donate your points or diapers!

4. EARTH’S BEST REWARDS

  • Collect: product UPCs
  • Enter: last 5-digit of the UPC code via the website
  • Redeem for: coupons, sweepstakes, Kiwi magazine subscription, and Kiwi bucks (gift card for Kiwi shop)

5. MY COKE REWARDS

  • Collect: codes located under caps, inside tear-off on 12-packs or on multi-pack wraps found on the following brands:
    Coca-Cola, Coke Zero, Diet Coke, Sprite, DASANI, POWERADE, Minute Maid, Fanta, Barq’s, Fresca, Pibb, Mello, Yello, FUZE, Seagram’s, TaB
  • Enter: codes via website, mobile app, Facebook or text messaging (you must sign up)
  • Redeem for: movie tickets, Shutterfly prints, All You magazine subscriptions (loaded with coupons), gift cards, sweepstakes, special offers, apparel, accessories

6. DISNEY MOVIE REWARDS

  • Collect: magic codes from Disney Movies (Blu-ray & DVDs, & digital Disney movies) or earn points from Disney CD’s purchase and Disney Movie tickets
  • Enter: magic codes via the website. For Disney CD’s, insert CD into your computer to get points. For movie tickets, you must upload a photo of the ticket via the website to get points.
  • Redeem for: coupons, collectibles, memorabilias, clothing, dvds, toys, novelty items and more.

7. MY STARBUCKS REWARDS

Buy a Starbucks gift card. Register it for the My Starbucks Rewards program.

  • Collect: codes from marked Starbucks packages to earn a star. you’ll earn a star whenever you use your registered Starbucks card.
  • Enter: codes via the site or Starbucks app
  • Redeem for: free drink, free refill or treat depending on your member status:
    • 0-4 stars: free drink or treat on your birthday and exclusive offers
    • green level – 5-29 stars: free refills while in the store and exclusive offers
    • gold level – 30 stars: earn 30 stars within a year to reach this level and receive a personalized gold Starbucks card (fancy!) earn 12 stars while on this level and get a free drink or food.
Can you tell I love the Huggies Rewards program? I’ve redeemed my points for free diaper coupons and used them at CVS with Huggies spend $30 get $10 ECB for a really sweet deal!