How to Coupon: A 5-Step Quick Guide

Couponing can be overwhelming and, quite frankly, a little bit scary. I promise that it isn’t difficult to do but you’ll need to do some work. I hope that this guide will hold your hand while you start your couponing adventure!

So, are you ready?

Here’s a simple 5-step guide on how to coupon to get you started.

1. Get Coupons – you’ll need coupons, of course!

The easiest way to get coupons is to print them! ANY printer will do! If you don’t have a printer, you can print at the library. Also, grab a pair of scissors, you’ll need them to cut your coupons.

I strictly used printable coupons when I started because I wasn’t sure if I wanted to commit yet. Then, I saw that it save me money so I subscribed to a Sunday-only newspaper.

Here are some ways to get coupons:

  • Sunday papers – You can purchase them at a Dollar Store, gas stations, grocery stores or subscribe to Sunday paper only.
  • Printable coupons – These are print-at-home coupons. You can find those,, to name a few.
  • E-coupons – Some stores have them available when you log onto your account online or using store app
  • Mobile coupons – Coupons that are sent to you via text messaging service to your mobile phone.
  • Mail – I get some coupon inserts in the mail with the grocery ads and flyers, be sure to check yours!

Then, have a quick read of this post >>  How to Read a Coupon << just so you know the basics.

Related articles: Where to Get Coupons

2. Organization Methods – keep coupons together.

Don’t go all out just yet. This is a mistake I made when I started. But lucky for you, you can learn from that mistake.

Use whatever you have for now – envelope, ziploc bag, paperclips – really anything to keep your coupons together. Got it? Okay, next step.

mini accordion file how i organize my coupons

Methods of organizing coupons:

  • Mini accordion file – You can find these are Target Dollar Spot, Dollar Stores or office supply stores. They’re great to organize your coupons into separate categories.
  • Filing method – This method requires you to file whole inserts by date using file folders in a crate, filing cabinet, etc. It takes literally minutes to organize your coupons.
  • Binder method – You’ll need to clip the coupons and file them in a 3-ring binder using baseball card holders for this method. A very time-consuming process but you can take your coupon binder with you when you go to the store.
  • Mini binder – Same idea as the binder method but more travel-friendly.

Related articles: How I Organize My Coupons in 5 Minutes or Less  and How to Organize Coupons

3. Know the Store Policies – keep away from trouble.

Pick your preferred store and sign up for the loyalty card if needed! Maybe start with the store closest to you to save time and gas? Signing up is easy and free. You can usually do this online or in-store. Once you get the card, be sure to connect it to an online account or app. You need the loyalty card before shopping!

There have been many instances when a cashier has no idea about the store policy. It’s best that you know so that you won’t waste your time at the store. But please be courteous and friendly. If the cashier can’t help you, kindly ask for the manager or person in charge to help.

Helpful tips:

  • Store policies – Know your store coupon policies and guidelines! You can find those at the store websites or ask the store. Print and read them carefully. Here are some links: CVS, Walgreens, Rite Aid, Target.
  • Double coupons – Some stores may double the coupon value or some will take any value of the coupon and raise to a certain value (ex. Fry’s grocery store will take a $0.20 value coupon and raise it to $1). This is done at the register. There’s no doubling in California.
  • Loyalty cards – Many stores require you to have a loyalty card to get the sale prices. Loyalty cards are FREE!
  • Stacking coupons – Many stores allow you to combine manufacturer’s coupons with store coupons for even more savings!
  • Printable coupons – Be sure that your store accepts printable coupons and know the restrictions if any.
  • Competitor coupons – Some stores accept other stores’ coupons.
  • Expired coupons – A very rare privilege, some stores accept expired coupons. Don’t hesitate to ask.
  • Price matching – This is done at the register or customer guest service depending on the store. Know your store’s price matching policy.

4. Plan Your Trip – preparation is key.

Yay! The fun part. Give yourself a budget. I recommend $5 to start.

Now, pick ONE deal which only requires printable coupons you want to try out. Write down that deal scenario and print the coupon you need. 

I know you’re probably tempted to do more than ONE deal but baby steps! I want you to be confident with couponing first and be able to troubleshoot your transaction if needed.

Here are my favorite coupon matchup sites and Instagram accounts.

More tips:

  • Be certain – Always check your weekly ad and read coupons carefully when you’re working on your deal scenarios. Don’t just blindly follow a deal match-up. Some deals are regional. Sometimes people make mistakes and matched-up the wrong coupon.
  • Weekly ads – If you didn’t get weekly ads in the Sunday paper, you can find them on the store website. Here are the links: CVS, Walgreens, Target, Rite Aid or their respective apps.
  • Coupon matchups – Keep this magic formula while looking for deals:
  • Set a budget – Couponing can be addicting, set a budget so you won’t spend mindlessly.
  • Make a list – Create a list to help keep track of what you need to buy, what coupons to use and how much you are supposed to pay at the register (with or without tax calculated). You may have to modify this list accordingly when you’re at the store.

5. Field Trip + Good Things to Know

Now that you have your printable coupon(s) and your scenario written down, it’s time to try it out at the store!

But first keep the following in mind:

  • Watch the cashier at checkout – This is crucial especially when you are doing a big transaction. There have been times where a cashier missed a coupon, coupons didn’t scan properly or the item didn’t ring up on sale. Watch the cashier like a hawk, lol.
  • Check your receipt – Before leaving the store, make sure all your coupons were scanned and everything rang up accordingly. Step 4 (planning your trip) should give you an idea of how much you’re supposed to pay out of pocket at the register. If there is a problem, it’s easier to get it fixed right away rather than going back to the store days later.
  • Deal limits – Many drugstores have limits on rewards that you get back. Be sure you are aware of this and read the weekly ad carefully.
  • Rainchecks – If the item you want is out of stock you can get a raincheck. Staple the piece of the ad you got the raincheck for to your raincheck slip. CVS and Walgreens rainchecks NEVER expire! You can’t combine rainchecks that produce extrabucks with current sales with extrabucks at CVS
  • One per purchase – Most coupons have this restriction stated on the fine print. This means you need to use 1 coupon per item you are purchasing. Some cashiers understand this as 1 coupon per transaction. This is to enforce that you’re not using 2 manufacturer coupons per item.

how to read a coupon

Look at the example coupon above. It states “Limit 1 coupon per purchase” but also states “Limit 4 like coupon per day.”

  • 10/$10 – This means to buy 10 for $10 which makes an item $1 each. You don’t always necessarily need to buy 10 to get the $1 price unless the sale sign says you must. Same goes for sales such as 2/$5 (2 for $5), 2/$1 (2 for $1) etc.

PS. Don’t worry about stockpiling at this point. Just repeat the steps above until you’re comfortable doing several deals in one transaction.


Woo-hoo you did it! How was it? Not too bad?

Now, I’m going to give you another challenge. Try to do another deal and use the rewards you just received instead of cash. Your goal is to have a subtotal of $0.


  1. Make sure you have a printer to print your coupon.
  2. Have something to keep your coupons together.
  3. Pick a store you want to coupon and sign up for the loyalty card (some stores don’t require a loyalty card like Target and Walmart)
  4. Pick ONE deal you’d like to do – write it down and print the coupon(s) you need to do the deal.
  5. Go to the store and try it out!

Don’t forget to check out My Free Ultimate Coupon Guide. Leave a smile in the comments if you found this helpful. Also, tell me about your first couponing adventure!

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